How To Budget & Reduce Expenses

How to Budget Like a Boss Budgeting is boring. And restrictive. And stops you from doing all the fun stuff you want to do, in the hope you live long enough to have a depressingly shit retirement.  Right? Or, option 2… it gives you the freedom to not have to worry about whether you can […]

How I’d Live On A Tight Budget

The Cheapest Way for Me to Live What if we didn’t work jobs we hated to buy things we don’t need to impress people we don’t like? What if instead, we spent next to nothing and worked much much less? Well, I’m going to explore what the minimum amount I could spend if I really […]

A 10 Year Retirement Plan

Want to retire in 10-years? Here’s the plan There’s a big thing going on at the moment called F.I.R.E. Financial Independence Retire Early. For a lot of people that translates as wanting to retire in 10 years.  But it has different connotations for different people, so I thought I’d explain what it means to me […]

How To Be Forever Broke Starter Pack

How and why people stay broke  So the way I decide on my blogs is usually to find questions that keep coming up in conversations I have with people. Sometimes it’s by observing behaviour over and over again. Otherwise, I’m just feeling like a bit of a troll.  Today I’m going to be looking at […]

Pay Off Debt or Save?

Should I Pay Off My Debt or Start Saving? In an ideal world, we’d have no debt and a ton of savings. But if life isn’t all sunshine and rainbows, then you might find yourself with some debt. In which case, the question I often get is – Is it worth having any savings if […]

How Much Money Do You Need To Save In Order To Retire

HOW MUCH MONEY DO YOU NEED TO SAVE IN ORDER TO RETIRE? Obviously this depends on a whole heap of different things, but, it’s pretty simple to calculate for yourself.You all did that thing where you work out what your costs are, right? And you did a Bare Minimum, Good Life, Great Life version too […]

Don’t Be A Poor

Being a poor is bad, so in this blog I’m going to give 3 ways not to be one of those; I’m going to tell you whether to earn more or spend less, how not to be a cheapskate, and tell you to Get. The. Frig. Started.  The first step to not being a poor […]

Why you need to be your own financial adviser

The most important job you have, is being your own financial adviser You’re one of my favourite people – cos you’re reading my stuff – but as much as I love you, I don’t care about your wealth as much as you do. Financial advisers or advisors, I never know the difference, are paid to […]