A 10 Year Retirement Plan

Want to retire in 10-years? Here’s the plan There’s a big thing going on at the moment called F.I.R.E. Financial Independence Retire Early. For a lot of people that translates as wanting to retire in 10 years.  But it has different connotations for different people, so I thought I’d explain what it means to me […]

Why You Shouldn’t Be Afraid Of Investing In The Stock Market

Should I Invest in the Stock Market? This question, if I’m being honest, doesn’t come up that often for me. Most of the people I chat to are already on board with the risks involved with investing and are comfortable with the risk to reward ratio.  But it is sometimes a question or an attitude […]

Pay Off Debt or Save?

Should I Pay Off My Debt or Start Saving? In an ideal world, we’d have no debt and a ton of savings. But if life isn’t all sunshine and rainbows, then you might find yourself with some debt. In which case, the question I often get is – Is it worth having any savings if […]

How Much Money Do You Need To Save In Order To Retire

HOW MUCH MONEY DO YOU NEED TO SAVE IN ORDER TO RETIRE? Obviously this depends on a whole heap of different things, but, it’s pretty simple to calculate for yourself.You all did that thing where you work out what your costs are, right? And you did a Bare Minimum, Good Life, Great Life version too […]

Should I swap savings accounts for the best interest rate?

It’s kind of an understood thing that savings rates don’t really pay much. But is it worthwhile swapping saving rates / accounts regularly to get the best possible rate? Let’s have a look and see. Should I bounce from Account to Account? Technically speaking, yes. It’s always better to get paid interest by the banks, […]

Why you need to be your own financial adviser

The most important job you have, is being your own financial adviser You’re one of my favourite people – cos you’re reading my stuff – but as much as I love you, I don’t care about your wealth as much as you do. Financial advisers or advisors, I never know the difference, are paid to […]

Helpful Finance Apps

Helpful Finance Apps I got a new phone the other day. It’s not an iPhone. I’m still sulking about when they changed the charging port and every compatible device I had became useless overnight. It’s a Samsung Galaxy S10+ if you wanted to know. I’m a fan so far. Anyway, I took the opportunity to do […]

What Are ISAs and Which Do I Want?

Choosing An ISA  What you decide to invest in is entirely up to you, and what’s right for you will be different for each person. That being said, here is a brief overview of different types of ISA’s!  Cash ISA WHAT This is just a savings account. You put in money (up to £20,000 per […]