Confused Where to Start? Follow This
So a few important things to know about me and what I’m doing at The EP Investor.
- I’m here to help you. Yes, you. Exactly you.
- I’m here to get paid.
- I plan to use a decent chunk of your money to buy trees.
I’m never sure what expectations people have when they are aimlessly wandering around my site. I’ve no idea what brought you to this page, but I know there are at least a couple of people that will be thinking;
“Where do I go to figure out how I can do [insert whatever your goal is]?”
So I figured I’d write this to give you a bit of an overview of how I think would be the best way to get the most of me, at the best price.
I’m going to write this from the perspective of where you are now and where you are trying to get to. So, let’s have a crack at this.
I’m In Debt and Not Saving
That sucks. It’s not an ideal situation, but high five already for taking your head out of the sand and looking at how you can improve the situation.
I don’t want to add to your money troubles so I’ve done a whole bunch of stuff that you can access for free. You can get a very quick overview here in my EP Investor Guide, or you can sign up to the Basic Principles of Finance and get yourself on the right path to being sorted.
Chances are it took you a while to get into the situation of being in debt and spending more than you earn each month, so don’t expect it to be a super quick fix to get out of it either. But if you implement what I’ve spent many hours and days creating for you, you WILL get out of this situation and get to the point where you are saving money each month.
Now I’m a devil for signing up for free things and not implementing them. Sometimes you do need some skin in the game in order to actually do anything about it. So you’ve got a couple of options here too.
You can read my book (which is awesome by the way), or if you want some accountability then you can sign up for 21 Days to Dominate your Finances. These both walk you through what steps you need to take, and how to take them, in order to get yourself financially secure and literate.
If you want to become financially independent, then these things won’t really help that much. The book might, but it leaves a lot of questions unanswered (I didn’t fancy writing a 34 million page book, sorry).
So these products are designed to get you out of trouble and into the fun lane where you can save money each month and start to think about investing for your future and getting financially all set up. That’s not everyone’s goal though, so it’s on you to take the next step.
I’m Saving Money Each Month
This is a fun stage to be at. And usually you’re here either because you’ve got strong financial management skills and have diligently managed your incomings and outgoings so as to be in a surplus each month and start to save.
Or, option 2, you just earn enough and don’t get round to spending it all every month.
Either way, who cares, you’ve got savings and you’re saving more each month. So now it comes down to what you want to achieve and how you best learn.
If you’re looking to stop leaving it to chance that you have savings, then you can sign up for Make Money Your B*tch and learn the in’s and out’s of personal financial management (it’s less dull than it sounds, I promise). I have a short guide outlining what I’d do with a £500 surplus each month, and despite the name it’s actually helpful if you’ve got £100 or £2000 a month to save.
MMYB is great for people that have stumbled into the position of saving each month, and aren’t quite ready to go all in on the investing side of things just yet. Don’t get me wrong, it walks you through all of the major asset classes and shows you how to build an investment portfolio - if you put into practice everything you learn, you’ll save tens of thousands over the years and hopefully stand a good chance of outperforming most other peoples’ investments.
But, if you’re really looking to get started with investing, then as Highlander once said - I’m a man, not a fish! - no, wait I mean - There can be only one!
The Money Masterclass is the best of everything I know about all things money and investing. It will help you take complete control of your finances today, but also plan where you want to be in 2, 5, 10, 30 years time.
Whether it’s property, shares, bonds, crypto, trading. Whatever route you want to go down with your investing future, there is the information you need to get you up and running. The exact step by step processes.
And if there’s anything missing, you can ask me anything you like and I’ll answer it for you. You also get a chance to bounce your investment ideas off me at the end so you’re completely confident you know what you’re doing and why - and more importantly for me, you’ve not completely misunderstood something and go and lose all your money in some daft ponzi scheme!
I Have Savings & Some Investments Already
Maybe you’ve been at this for a while now and have built up some assets. Maybe you’ve got some investment properties, or you have an ISA and a pension invested in the stock market.
Cool. Maybe you don’t need me at this point. You could sign up to the email newsletter for my random musings every so often. If you know what you’re doing, you should be able to read between the lines with what investments I’m making.
But if you’ve only got experience with one type of investing, then maybe the Money Masterclass is a good place to go and expand your knowledge of the other types. Diversification is hugely important and crucial to avoiding the biggest drawdowns over the years.
Diworsification sucks and just lowers your overall returns. So it’s a fine balance to get.
If you want to focus specifically on just one or two investment types though, and really want to drill down into them, then your only option is to work with me 1-2-1.
Want to build an investment portfolio? I’ll walk you through how I turned £60k into 12 houses within 4 years. I’d be lying if I said it was as easy to do nowadays, but it’s still possible to follow the same strategy and drastically increase your returns.
Want to build a long term passive investment portfolio? We’ll go through how you can set your investments up to be as hands-off as possible but still give you the return you want for that financial freedom everyone always bangs on about.
Want to become a day trader? I’ll show you how to not lose money (which is way more important than becoming profitable), and then show you how to build your own investment strategy and system from the ground up.
You call the shots when it’s 1-2-1. So whatever you want to cover, that’s what we’ll focus on.
That’s Great, But What About…
If there is nothing there that suits you or fits exactly what you need then I’d recommend doing two things.
First, ask yourself if you’re just being an awkward person that doesn’t want to fit into one of these categories because ‘you’re special’. On the basis I will help you out with whatever you want on a 1-2-1 basis, then are you just trying to get more from me without paying money? That makes you a tool.
Second, if you’re not being a tool and you do want to work with me in some other way… then chances are, no. Unless I know you and like you already, I won’t just hop on a call and let you pick my brain for 15 minutes. If you just want a one off call, my hourly rate is £350.
I’ve got a multi-million pound portfolio of my own to manage, plus a couple of other businesses I own, so I’m not just here to serve your every whim. As I said at the very start, I want to help you. I get a kick out of people going from terrified and clueless, to confident and competent when it comes to finances.
But I’m also way too capitalist and mercenary to do it for free. I don’t need the money, that’s why I’ll be spending most of your cash on trees. I do like trees. But I also like investing, so I’ll be using the rest of your money to increase my own investments. Which keeps me up to date with investments, which keeps me relevant and useful to help you out.
Circle of life!
I Have a Question
Super. You read the above section so you are aware I’ll call you names if you ask a stupid question, so I’m confident you won’t.
If you’ve got any questions, then just shoot me a message here.