Should I Invest in Funds or Shares?

Should I Invest in Funds or Shares? When we invest, we want the best return possible. And people are often curious whether they should invest in funds or in specific shares of companies. There’s a follow up question then of whether to invest in funds as Investment Trusts, funds or ETF’s as well – but […]

How to Invest for Children

How to Invest for Children Congrats, you’ve reproduced! Or, as is the case with me – I know people that have reproduced and who for some reason have decided to make me a Godparent.  Either way, congrats! Not only have you got to try and keep another human alive, but if that wasn’t enough to […]

A 10 Year Retirement Plan

Want to retire in 10-years? Here’s the plan There’s a big thing going on at the moment called F.I.R.E. Financial Independence Retire Early. For a lot of people that translates as wanting to retire in 10 years.  But it has different connotations for different people, so I thought I’d explain what it means to me […]

Why You Shouldn’t Be Afraid Of Investing In The Stock Market

Should I Invest in the Stock Market? This question, if I’m being honest, doesn’t come up that often for me. Most of the people I chat to are already on board with the risks involved with investing and are comfortable with the risk to reward ratio.  But it is sometimes a question or an attitude […]

How Much Money Do You Need To Save In Order To Retire

HOW MUCH MONEY DO YOU NEED TO SAVE IN ORDER TO RETIRE? Obviously this depends on a whole heap of different things, but, it’s pretty simple to calculate for yourself.You all did that thing where you work out what your costs are, right? And you did a Bare Minimum, Good Life, Great Life version too […]

Should I swap savings accounts for the best interest rate?

It’s kind of an understood thing that savings rates don’t really pay much. But is it worthwhile swapping saving rates / accounts regularly to get the best possible rate? Let’s have a look and see. Should I bounce from Account to Account? Technically speaking, yes. It’s always better to get paid interest by the banks, […]

Help To Buy Options

Buying your first home can be really expensive, so here’s some very quick thoughts on the assistant programmes offered by the UK Government for helping you buy a home. Do I qualify for Help to Buy? I’ve no idea… Go find out yourself! You can go here to check out the eligibility requirements;https://www.helptobuy.gov.uk/But your main […]